Terms of Service

1. Agreement to Terms

Welcome to Plan2026! These Terms of Service ("Terms") govern your use of our website located at plan2026.com (the "Website") and any related services provided by Plan2026 ("we," "us," or "our").

By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Website.

2. Use of Website

2.1 Permitted Use

You may use our Website for lawful purposes only. You agree to use the Website in accordance with these Terms and all applicable laws and regulations.

2.2 Prohibited Activities

You agree NOT to:

• Use the Website for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the Website or servers
• Upload viruses, malware, or other malicious code
• Collect or harvest information about other users
• Use automated systems (bots, scrapers) without permission
• Impersonate any person or entity
• Engage in any activity that could harm our reputation

3. Templates and Content

3.1 Free Templates

We provide free planning templates for personal and commercial use. By downloading our templates, you agree to the following:

• Personal Use: You may use templates for your personal planning needs
• Commercial Use: You may use templates in your business or organization
• Modification: You may customize templates to fit your needs
• Sharing: You may share filled-out templates with others

3.2 Restrictions

You may NOT:

• Resell or redistribute our templates as your own product
• Remove copyright notices or branding from templates
• Claim ownership of our original template designs
• Use templates in a way that violates any laws
• Create derivative template products for sale without permission

3.3 Attribution

While not required, we appreciate attribution when you share our templates. You may credit us as "Plan2026" with a link to plan2026.com.

4. Intellectual Property Rights

4.1 Our Content

The Website and its original content (excluding user-provided content and templates), features, and functionality are owned by Plan2026 and are protected by international copyright, trademark, and other intellectual property laws.

4.2 Trademarks

"Plan2026" and related logos are trademarks of Plan2026. You may not use these trademarks without our prior written permission.

4.3 Third-Party Content

Our Website may contain links to third-party websites or content. We do not own or control these third-party resources and are not responsible for their content or practices.

5. Disclaimers and Warranties

5.1 "As Is" Basis

The Website and templates are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness
• Uninterrupted or error-free operation

5.2 No Professional Advice

The content on our Website is for informational purposes only and does not constitute professional advice. You should consult with appropriate professionals for specific advice tailored to your situation.

5.3 Template Effectiveness

While we strive to provide high-quality planning templates, we make no guarantees about their effectiveness for your specific needs or goals. Results may vary based on individual circumstances.

6. Limitation of Liability

To the fullest extent permitted by law, Plan2026 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Website
• Any unauthorized access to or use of our servers
• Any bugs, viruses, or similar issues transmitted through the Website
• Any errors or omissions in content
• Any conduct or content of third parties on the Website

Our total liability to you for all claims arising from your use of the Website shall not exceed $100 USD.

7. Indemnification

You agree to indemnify, defend, and hold harmless Plan2026 and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising out of or in any way connected with:

• Your access to or use of the Website
• Your violation of these Terms
• Your violation of any third-party rights
• Your use of our templates

8. Third-Party Services

8.1 Advertising

We use Google AdSense to display advertisements on our Website. These ads are served by Google and may be personalized based on your browsing history. You can opt out of personalized advertising at Google Ads Settings.

8.2 Analytics

We use Google Analytics to analyze Website usage. This service uses cookies to collect information about how you use the Website. See our Privacy Policy for more information.

8.3 External Links

Our Website may contain links to external websites. We are not responsible for the content, privacy practices, or terms of service of these third-party sites.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by:

• Posting the new Terms on this page
• Updating the "Last updated" date
• Sending an email notification (if you subscribed)

Your continued use of the Website after changes are posted constitutes your acceptance of the modified Terms.

10. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Website will immediately cease. However, any templates you downloaded before termination remain subject to the license terms in Section 3.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Website shall be resolved in the courts located in the United States.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Plan2026 regarding your use of the Website and supersede all prior agreements and understandings.

14. Contact Information

If you have any questions about these Terms, please contact us:

15. Acknowledgment

By using our Website, you acknowledge that you have read these Terms of Service and agree to be bound by them.